so a little back story, my parents have been divorced for over 4 years now so my mom has been struggling with money since the divorce. because of the divorce my dad said that if she moves me to far away i can’t live with her cause i need to stay in the area for my school and so my parents can switch back in forth therefore the only place for my mom to afford is an apartment that cost $1.5k a month. something you should know about my mom is that she does not know how to save money at all. she loves to have things done to her car, buys new clothes, spends so much money on beer/liquor since her and her husband can’t spend one day without at least having 3 drinks so majority of her money is going to useless shit. now my dad has to give her $500 a month so she can buy things for me, like necessities but instead she spends the $500 on her car payment. another thing you should know is that my mom has went through credit card debt, she owned too many credit cards and she couldn’t pay them off, also her and her husband had money set aside for like emergencies and all of that money just went missing so her husband asked her where all it went and she said it’s cause we order out a lot so that’s where it all went. he didn’t believe her and idk if i really believe that either but i’m not sure.
now this is where the problem starts. so i’m at home while my mom is at work and she texted me asking to do her a huge favor so i replied with “what” and she said “Can I borrow $300 from you and I can pay you back next Friday the 24th?” and i replied with “for what?” and she got mad at me and said “NM, forget that I even asked.” i honestly don’t know what i did for her to get mad. if anyone was asking for money from me; mom,dad,relative,friend,anyone i’m gonna ask what it’s for. $300 is a lot of money to me considering that i get my money from selling old things in the house, doing peoples hw, a minimum wage job, and from saving money that i get for holidays. the reason i have a problem with giving her the money is that i know she spends money on stupid shit and i know that that back money was never replaced so how do i know i’ll get the $300 back? was me asking what the money was for rude? i don’t think it was i was just asking what it was for, the fact that she can’t even tell me what it’s for is throwing me off too. i’m gonna give her the money either way cause i don’t have a choice i’m just scared cause it is a large amount of money to me and if she were not to pay me back it would take me a while to earn it back. am i being inconsiderate for being uneasy about giving her the money? i just wanna know where the money is going
tl;dr my mom wants me to give her $300 ( that she says she will give back ) but i’m uneasy of it because of her spending habits and she won’t tell me where this money is going too
edit: some information that i feel like should be included
my mom does not have access to my bank account. the only person that knows my bank account info is my dad so he can see how much i’m spending and stuff like that, my mom has no ties to it
i live with both of my parents, one week i’m at my moms and the other i’m at my dads. this week i’m at my moms
this is the first time she has ever asked me for money. any other time has been something like “hey i have $20 do you have 2 $10 and i give you the $20?”
i have talked to my dad about this and he isn’t sure what i should do, he is conflicted like me. my dad has suggested that he can give her the $500 august check early but i haven’t mentioned that to my mom yet because i’m sure it’s already embarrassing to ask your kid for money so it’s even more embarrassing to tell her that i already told my dad
Submitted July 17, 2020 at 12:34PM by lindseyk13 https://ift.tt/2DTLV4U
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